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Financial Aid Sources

Pell Grant

The Pell Grant is a federally funded program which assists students with the cost of attending college. A Pell Grant does not have to be paid back. To receive a Pell Grant, the student must be an undergraduate who does not already have a bachelor’s degree. Awards are granted on a sliding scale ranging from $311 to $6,095 depending on the family financial position.

Supplemental Educational Opportunity Grant (SEOG)

SEOG Grant awards are made available to students who demonstrate exceptional financial need. An SEOG Grant also does not have to be paid back. To receive an SEOG Grant, a student must be an undergraduate who does not already have a bachelor's degree. Awards at this college range from $100 to $800 per year.

Federal Work Study (FWS)

The Federal Work Study Program (FWSP) gives the student an opportunity to earn money for educational purposes on a part time basis as well as a way to develop skills that are important in a workplace environment. Typically, students work in a variety of college offices within a support role under the supervision of a faculty or staff member. Some off campus positions are also available. Whenever possible, students are placed in roles that compliment their program of study. Students will be paid at least the current minimum wage. Students who qualify for Federal Work Study will be required to perform the work assigned in a responsible and professional manner. A confidentiality agreement must be signed for all work study positions. In most cases, work-study hours are limited to a 12-15 hour work week. Eligible students must demonstrate need and be enrolled in at least 6 credits per semester.

Federal William D. Ford Direct & Stafford Loans

Stafford Loans are low-interest loans made to the student by a lender. Dependent freshman may borrow up to $5,500 per year and sophomores may borrow up to $6,500 per academic year. Independent freshman may borrow up to $9,500 per year and sophomores may borrow up to $10,500 per academic year. Repayment begins six months after you graduate, drop below 6 credits, or leave school. Eligible students must be enrolled in at least 6 credits to qualify for loans. (Code of Conduct)

Federal William D. Ford Parent Plus Loans

Federal Loans for Undergraduate Students are meant to provide additional funds for educational expenses. These loans are made to parents of undergraduate, dependent students. Parents of dependent undergraduates may borrow up to a student's cost of attendance less estimated financial assistance. The interest rate for these loans is variable and set annually not to exceed nine percent (9%). Interested parents will be required to apply for this loan. This loan is credit based.

Alternative (Private) Loans

Many lenders offer private, non-federal educational loans for students. These loans are credit based and have various criteria in order for a student to be considered eligible. Please inquire about these loans at the Financial Aid Office. (Code of Conduct)